Business Resources and Incentives

The Downtown Stockton Alliance, City of Stockton and Greater Stockton Chamber of Commerce are committed to creating an environment where business can thrive!

Commercial FaÇade Improvement Forgivable Loan Program

The City of Stockton offers the Façade Improvement Forgivable Loan Program to
assist property owners in making exterior, cosmetic improvements to commercial property in specific boundaries. The loans are available for commercial and non-profit properties located in Downtown Stockton (map, PDF), Midtown, North Stockton and South Stockton Redevelopment Project Areas. The program allows commercial property owners up to $20,000 per 50 lineal feet of building frontage. The first $10,000 is available at no cost to the property owner; however, an additional $10,000 may be matched.

The grant is currently packaged as a forgivable loan with a lien that will be placed on the building for five years. The lien will be released and the debt will be forgiven if the property is blight and graffiti free for those five years. For properties in the program, up to an addition $2,500 is available for professional architectural services.

As of July 16, 2008 funds for the Commercial Façade Loans in the West End (Downtown) Redevelopment Area have been exhausted until July 1, 2009. New Applications for Commercial Façade Loans in the West End Redevelopment Area will no longer be accepted. For additional information, please contact Janice Miller, City of Stockton Redevelopment Department at (209) 937-8862 or visit the City of Stockton's website.

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DSELF Loan Fund

The Downtown Stockton Enterprise Loan Fund (DSELF) was established in 2007 to assist current and prospective downtown business owners with the cost of maintaining their current business or starting a new business. The DSELF offers loans from $5,000 - $50,000 and may be used for most reasonable business purposes including:

  1. Operating Capital
  2. Tenant Improvements and Expansion
  3. Creation of Housing or Mixed-Use Environments
  4. Inventory
  5. Product Development
  6. Marketing and Signage
  7. Start-up Cost

Businesses must meet the following eligibility requirements:

  • Business located in the area of Stockton, generally bounded by Harding Way (north), Charter Way (south), I-5 (west) and Southern Pacific Railroad tracks (east)
  • A for-profit enterprise
  • Able to repay debt
  • History of meeting financial obligations
  • Unable to meet traditional lending criteria
  • Undergo business consulting from San Joaquin Delta College Small Business Development Center (SBDC)

This program is a partnership of the Downtown Stockton Alliance, SBDC, San Joaquin County Revolving Loan Fund and participating lenders which ensures the lowest possible administrative costs and fees. For a preliminary application and credit check form, contact Mimi Nguyen, Economic Development Director at (209) 888-8623 or .

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Entertainment and Assessment Districts

The Downtown Stockton Alliance (DSA) operates within several Entertainment and Assessment Zones.

PBID: The DSA is funded primary through a Property Based Improvement District. This is a self assessment voted into existence every ten years by the majority of the property owners. For more information, read the Downtown Management Plan.

Enterprise Zone: For more information, visit the City of Stockton's website.

Hospitality District: The Hospitality District will provide increased security and marketing to nighttime entertainment business within the downtown district. A key component of the Hospitality District is the creation of a Hospitality Resource Panel (HRP), comprised of assessed business owners; this group be a “peer-to-peer” management group of the entire district. The HRP will develop annual budgets, oversee services to assessed business owners and serve as liaisons to stakeholders throughout the district. Experienced business owners may serve as “mentors” to new businesses and work closely together to ensure the highest level of security and customer service in downtown. For more information visit RHI Network.

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Additional Incentives

Freedom Coffees Cafe in the San Joaquin County Administration Building on San Joaquin Street.

Additional incentives for business within the district include:

  • Blanket Outdoor Dining Permit
  • Economic Review Committee
  • Emergency Grant Program
  • Enterprise Zone Hiring Credits
  • Reduced Sewer Hook-up Fees for Restaurants

For more information visit the City of Stockton's website or contact Mimi Nguyen, Economic Development Director, at (209) 888-8623 or .

Maps and Census Data

POPULATION DAYTIME POPULATION (3 MILE)
3 Mile 151,663 Employees 70,202
5 Mile 269,638 Businesses 5,452

 

AVERAGE HOUSEHOLD INCOME MEDIAN HOUSEHOLD INCOME
3 Mile $42,106 3 Mile $31,238
5 Mile $50,994 5 Mile $37,561

 

NOTABLE EMPLOYERS IN DOWNTOWN EMPLOYEES
San Joaquin County Superior Court 250
San Joaquin District Attorney            175
Stockton Police Department 500
San Joaquin County Human Services 760
Stockton Fire Department 289
University of California 111

 

 

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